http://propertytoolbox.com.au/property-update Property Courses | Property Education | Financial Education Thu, 17 May 2012 23:00:37 +0000 en hourly 1 http://wordpress.org/?v=3.3.2 http://propertytoolbox.com.au/property-update/?p=2163 http://propertytoolbox.com.au/property-update/?p=2163#comments Thu, 17 May 2012 23:00:37 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2163 Which Australian property market is expected to see an average capital growth rate of 7.39% per annum over the next eight years? And which market is only being tipped to grow by a paltry 0.46% each year? Read on for the results. You may well be surprised.]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2163 0 Which Australian property market is expected to see an average capital growth rate of 7.39% per annum over the next eight years? And which market is only being tipped to grow by a paltry 0.46% each year? Read on for the results. You may well be surprised. http://propertytoolbox.com.au/property-update/?p=2157 http://propertytoolbox.com.au/property-update/?p=2157#comments Thu, 17 May 2012 05:02:37 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2157 Following on from May 1 RBA decision to cut the cash rate by 0.5 percentage points, Westpac has cut its headline three year-fixed mortgage by 20 basis points to 6.19%. HSBC has cut its three year fixed-rate product to 6.09% or 5.99% for those investors who take up the interest-in-advance offering.]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2157 0 Following on from May 1 RBA decision to cut the cash rate by 0.5 percentage points, Westpac has cut its headline three year-fixed mortgage by 20 basis points to 6.19%. HSBC has cut its three year fixed-rate product to 6.09% or 5.99% for those investors who take up the interest-in-advance offering. http://propertytoolbox.com.au/property-update/?p=2154 http://propertytoolbox.com.au/property-update/?p=2154#comments Tue, 01 May 2012 02:44:58 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2154 New mortgage enquiry data suggests that the property markets are about to turn in some parts of the country. But which states are ahead of the pack? Read on to find out.]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2154 0 New mortgage enquiry data suggests that the property markets are about to turn in some parts of the country. But which states are ahead of the pack? Read on to find out. http://propertytoolbox.com.au/property-update/?p=2141 http://propertytoolbox.com.au/property-update/?p=2141#comments Tue, 24 Apr 2012 04:14:44 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2141 An interest rate cut next week is a certainty after a weak inflation reading cleared the path for the Reserve Bank to lower official rates to 4 per cent. ]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2141 0 An interest rate cut next week is a certainty after a weak inflation reading cleared the path for the Reserve Bank to lower official rates to 4 per cent. http://propertytoolbox.com.au/property-update/?p=2138 http://propertytoolbox.com.au/property-update/?p=2138#comments Wed, 11 Apr 2012 01:17:53 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2138 Most investors lose money by making a number of poor investment decisions, swayed by smooth talking salespeople and too good to be true purchasing schemes. Read on to find out what these include. ]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2138 0 Most investors lose money by making a number of poor investment decisions, swayed by smooth talking salespeople and too good to be true purchasing schemes. Read on to find out what these include. http://propertytoolbox.com.au/property-update/?p=2132 http://propertytoolbox.com.au/property-update/?p=2132#comments Mon, 02 Apr 2012 00:53:42 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2132 It might just be a coincidence, but this week is the 13th one of the year and last night I delivered my 13th presentation for 2012. The first quarter of the year is usually much quieter for such proclamations than later months, so either this year will be full-on speech wise or things are just topsy-turvy. I hope the former, as our bank account can do with the speaker fees!]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2132 0 It might just be a coincidence, but this week is the 13th one of the year and last night I delivered my 13th presentation for 2012. The first quarter of the year is usually much quieter for such proclamations than later months, so either this year will be full-on speech wise or things are just topsy-turvy. I hope the former, as our bank account can do with the speaker fees! http://propertytoolbox.com.au/property-update/?p=2128 http://propertytoolbox.com.au/property-update/?p=2128#comments Thu, 29 Mar 2012 00:09:39 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2128 As further signs of weakness emerged in the US housing market following the release of the latest the S&P/Case-Shiller index, RP Data boss Graham Mirabito has stressed there are few points of similarity between the Australian housing market and the US housing market.]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2128 2 As further signs of weakness emerged in the US housing market following the release of the latest the S&P/Case-Shiller index, RP Data boss Graham Mirabito has stressed there are few points of similarity between the Australian housing market and the US housing market. http://propertytoolbox.com.au/property-update/?p=2124 http://propertytoolbox.com.au/property-update/?p=2124#comments Wed, 21 Mar 2012 04:14:36 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2124 Fixed rate mortgages are proving very popular as borrowers become increasingly worried about further out of cycle rate hikes, a new survey has revealed.]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2124 0 Fixed rate mortgages are proving very popular as borrowers become increasingly worried about further out of cycle rate hikes, a new survey has revealed. http://propertytoolbox.com.au/property-update/?p=2120 http://propertytoolbox.com.au/property-update/?p=2120#comments Mon, 19 Mar 2012 03:49:26 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2120 I’ve never cared for the stock market. To me, investing in stocks is like taking a trip to Las Vegas. I know Las Vegas is fun, exciting, and a few people do win money. However, the odds are stacked against you. Las Vegas is for gamblers and is funded by losers—and so is the stock market. ]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2120 0 I’ve never cared for the stock market. To me, investing in stocks is like taking a trip to Las Vegas. I know Las Vegas is fun, exciting, and a few people do win money. However, the odds are stacked against you. Las Vegas is for gamblers and is funded by losers—and so is the stock market. http://propertytoolbox.com.au/property-update/?p=2116 http://propertytoolbox.com.au/property-update/?p=2116#comments Thu, 08 Mar 2012 22:38:25 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2116 I like David Koch. I must confess I like Mel, Natalie and Fifi more, but David, by my standards, is a cut above the rest when it comes to daytime television.]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2116 0 I like David Koch. I must confess I like Mel, Natalie and Fifi more, but David, by my standards, is a cut above the rest when it comes to daytime television. http://propertytoolbox.com.au/property-update/?p=2110 http://propertytoolbox.com.au/property-update/?p=2110#comments Thu, 01 Mar 2012 00:02:08 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2110 The appeal of new residential property is growing among first-home buyers, investors and overseas buyers, according to NAB’s latest quarterly residential review. ]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2110 0 The appeal of new residential property is growing among first-home buyers, investors and overseas buyers, according to NAB’s latest quarterly residential review. http://propertytoolbox.com.au/property-update/?p=2102 http://propertytoolbox.com.au/property-update/?p=2102#comments Tue, 14 Feb 2012 22:28:38 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2102 Fairfield, six kilometres north east of the Melbourne CBD, topped the list of suburbs to record inflation-busting rental growth for the year to January 2012 with rents rising 13.4% according to property manager Run Property.]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2102 0 Fairfield, six kilometres north east of the Melbourne CBD, topped the list of suburbs to record inflation-busting rental growth for the year to January 2012 with rents rising 13.4% according to property manager Run Property. http://propertytoolbox.com.au/property-update/?p=2096 http://propertytoolbox.com.au/property-update/?p=2096#comments Mon, 13 Feb 2012 05:24:07 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2096 I love Australia and its people. No other country or people have been kinder to Kim and me. So I write this blog with concern and hesitation, a little fearful for their future, as well as ours. ]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2096 1 I love Australia and its people. No other country or people have been kinder to Kim and me. So I write this blog with concern and hesitation, a little fearful for their future, as well as ours. http://propertytoolbox.com.au/property-update/?p=2091 http://propertytoolbox.com.au/property-update/?p=2091#comments Fri, 10 Feb 2012 22:41:15 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2091 While property prices remained fairly subdued in 2011, weekly rents continued on an upwards path in most capital cities. Last year, Sydney was among the standout performers with rents increasing by an impressive 4.2 per cent for houses and 4.5 per cent for apartments. Great news for investors but spare a thought for all the tenants out there competing for their next home!]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2091 0 While property prices remained fairly subdued in 2011, weekly rents continued on an upwards path in most capital cities. Last year, Sydney was among the standout performers with rents increasing by an impressive 4.2 per cent for houses and 4.5 per cent for apartments. Great news for investors but spare a thought for all the tenants out there competing for their next home! http://propertytoolbox.com.au/property-update/?p=2087 http://propertytoolbox.com.au/property-update/?p=2087#comments Wed, 08 Feb 2012 03:49:46 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2087 The first three years of US home prices coming down could be characterized as a reasonably steep downwards trajectory. Using a compounding growth rate, between April 2006 and April 2009 the annual rate of decline averaged 11.4% or 30.5% overall. Most of the home value destruction was over and done with in the first three years directly after the market peaked. Home values have come down a further 1.9% year on year (on average) since that time. ]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2087 0 The first three years of US home prices coming down could be characterized as a reasonably steep downwards trajectory. Using a compounding growth rate, between April 2006 and April 2009 the annual rate of decline averaged 11.4% or 30.5% overall. Most of the home value destruction was over and done with in the first three years directly after the market peaked. Home values have come down a further 1.9% year on year (on average) since that time. http://propertytoolbox.com.au/property-update/?p=2083 http://propertytoolbox.com.au/property-update/?p=2083#comments Mon, 06 Feb 2012 21:48:25 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2083 National Australia Bank has kicked off a home-loan war by pledging its standard variable rate will be lower than any of its major rivals for the rest of the year. The Reserve Bank is tipped to cut the official cash rate to 4 per cent today - its third consecutive reduction in interest rates - in a bid to provide some relief to struggling households.]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2083 2 National Australia Bank has kicked off a home-loan war by pledging its standard variable rate will be lower than any of its major rivals for the rest of the year. The Reserve Bank is tipped to cut the official cash rate to 4 per cent today - its third consecutive reduction in interest rates - in a bid to provide some relief to struggling households. http://propertytoolbox.com.au/property-update/?p=2079 http://propertytoolbox.com.au/property-update/?p=2079#comments Tue, 17 Jan 2012 22:53:06 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2079 Our housing markets ended 2011 in a better position to where they started and I am confident that the year ahead will be better for residential property owners compared to last year. Most owners should see their assets hold value or increase and this year could in fact be a good time for investor activity provided the world economy doesn’t move into severe recession as a consequence of the problems in Europe.]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2079 0 Our housing markets ended 2011 in a better position to where they started and I am confident that the year ahead will be better for residential property owners compared to last year. Most owners should see their assets hold value or increase and this year could in fact be a good time for investor activity provided the world economy doesn’t move into severe recession as a consequence of the problems in Europe. http://propertytoolbox.com.au/property-update/?p=2075 http://propertytoolbox.com.au/property-update/?p=2075#comments Mon, 16 Jan 2012 02:28:41 +0000 Property Toolbox http://propertytoolbox.com.au/property-update/?p=2075 It now seems all but certain that the Reserve Bank will cut interest rates next month, with AMP's senior economist Bob Cunneen predicting the cash rate will drop to 4.0 per cent.]]> http://propertytoolbox.com.au/property-update/?feed=rss2&p=2075 0 It now seems all but certain that the Reserve Bank will cut interest rates next month, with AMP's senior economist Bob Cunneen predicting the cash rate will drop to 4.0 per cent.